Card present credit card payments are subject to much less fraud liability than card not present transactions so they qualify for the lowest Visa©, MasterCard© & Discover© interchange rates. For example, restaurants and many other quick service businesses qualify for special "low ticket" interchange rates. Knowing how interchange affects your business and ensuring your merchant services provider sets your account up properly is a critical component to ensuring your business receives optimal credit card processing rates.

We understand the need to minimize credit card processing expenses but deciphering a myriad of offers is a complicated and often drawn out task. Let us first take the time to educate you on credit card processing and merchant account pricing from an industry insider’s perspective and then let us earn your business by proving to you that we’re the best company for the job. We’re so confident you’ll be happy with our pricing, expertise, support and technology, that we offer all our clients the Rate Match Guarantee described below.